Health insurance plans

Choosing the right health insurance plan is not an easy task, especially with all of the options available. Your best bet for a quality plan is to go with a high deductible that also has lower monthly payments.

What makes this type of plan worth your money?

-plans can come out significantly cheaper for families as opposed to other plans that are less expensive each month and have higher deductibles.

-if you have frequent visits to the doctor or get sick often, this type of plan may be ideal for you because it will prevent you from spending too much money on copays every time you see a physician.

-some of these plans may come with a prescription drug discount, and this is an important feature if you or someone in your family is on prescription drugs.

Some other significant benefits of this type of plan:

-you and your spouse can be covered under the same insurance plan, saving money on health insurance costs.

-because of the lower monthly payment, you have more money to spend on other things in life.

-this type of plan will keep you from incurring hefty medical debt if something happens to make you sick.

You are more likely to get a cheaper health insurance policy for families when...

-you purchase insurance through your employer.

-you switch from another group plan to one of these plans.

-you are in a high deductible plan.

-your income is between 300,000 and 400,000 dollars per year.

If you are paying for an individual health insurance policy, the amount you will pay is determined by the following: -Your age

-Your health status/income level/number of people in your household

-Discounts and subsidies

There are many types of plans to choose from, but if you really want to be healthy and keep your costs and expenses low: - consider a high deductible plan that also has lower monthly payments.

-have as few doctors visits or hospital visits as possible and still stay within your deductible amount.

-choose one with a prescription drug discount program.

-make sure your medical expenses are covered in the event of an illness or accident.

-choose a plan that has a flat rate health insurance payment due, rather than one with a percentage of your monthly income that you have to pay each month.

-choose one that includes some sort of long term care coverage.

-look for one with a generous provider network.

-choose a plan that covers all or most of your medications.

The best way to get the most bang for your health insurance buck is to...

For families, "Choose a high deductible plan."

http://www.ehealthinsuranceguide.com/deductible-repayment-plans/

https://www.fiercehealthcareconsulting.com/the-basics-of-deductible-reimbursement-plans/

http://www.medcitynews.com/2014/dec/deductible-reimbursement-plans-bolster-healthcare-market

http://www.medcitynews.com/2016/apr/deductible-plan-options-emerge

http://www.payscale.com/research?action=PAYSCALESearch&vname=Deductible+Reimbursement+Plans&year=2017&fname=All%20Plan+Types&bname=All%20Plan+Types&office1=All%20States&office2=All%20Vacant+Office(s)

https://ihealthinsurancefacts.com/high-deductible-health-insurance-plans/

http://www.highdeductiblehealthplanadvice.com/articles/deductiblereimbursementplans.html

http://bulk2.destructiveleads.com/p?l=Deductible+Reimbursement+Plan&t=Noticias

http://www.medcitynews.com/2016/apr/deductible-plan-options-emerge

http://www.mckinsey.com/global-themes/health-systems-and-services/how_to_make_high_deductible_plans_work