Driving without car insurance? Soon, they’ll lock you up and throw away the key!

"We are on the cusp of a driving era that could, quite literally, end with you in jail or worse. And it’s not because we need new laws to protect ourselves from irresponsible drivers. It’s not because critics say insurance companies are gouging us each year and won’t allow us to get basic coverage at affordable rates, even though some states have passed laws requiring them to do so."

In the US, driving is not just something as mundane as commuting - for many Americans it's an essential part of their career and lifestyle. Without the ability to drive, millions of people would find themselves unemployed in a tight labor market where workers' rights are under attack right now. In this article, we're going to look at how the US is screwing up its driving system and what that means for everyone.

By now you've heard of the New York Times' "Who Killed the American Driver?" series. This was an eight-part series that began with the opening line "Driving needs to change, in large part because it is killing too many people." It's a powerful story of how America ranks way behind countries like France and Germany in terms of quality of life for its drivers.

The number of accidents on US roads has been dropping for decades. This is a great thing, but it's hard to deny that conditions have gotten worse. Nobody wants to be caught up in a wreck and injured, but there are also other dangers to driving that people don't think about: from traffic tickets that can ruin your monthly budget to the ever-present risk of being pulled over by police and given a DUI or speeding ticket, there are plenty of individuals who have been harmed by driving or the system surrounding it.

In the United States, you must drive if you want to be employed . For millions of Americans this means hours of sitting behind the wheel each week. The US has a very large road network; it would be impossible to travel from one city to another without a car.

If you find yourself in an accident due to someone else's negligence, it would be easy for you to seek compensation for vehicle damages and personal injury. However, if the other person is uninsured or underinsured and does not have the financial resources to pay for your expenses, you will have a hard time recovering damages. This is exactly why driving with cheap auto insurance is extremely important.

Uninsured motorists are a major cause of traffic accidents in the United States. Every year there are thousands of crashes involving uninsured drivers who fail to report an accident or cannot afford insurance payments after being involved in an accident. These accidents often lead to injuries and deaths.

If you are severely injured in a crash with an uninsured driver, you may be entitled to compensation. If you are out of work for an extended period of time after the crash, this can cause a number of problems for you, including lost income and medical bills. If you are injured due to the actions of an uninsured driver, it is important that your claim be pursued. There may not be enough proof involved for a case to go forward without proper evidence, so it is crucial that any accident involving one should be reported as soon as possible.

To make things worse, people you get into accidents with may be uninsured, but that doesn't mean you aren't liable for any injuries. Many states have laws requiring drivers to carry uninsured motorist coverage. If you don’t have it on your policy and cause an accident with an uninsured driver, you could be sued for damages.

An injury claim can be expensive to deal with, especially if the injured party is out of work due to the injury. Without a paycheck coming in, it may not even make sense to file a claim against the other driver since they likely have no assets or insurance coverage. The fact is that many Americans drive without car insurance because they simply can’t afford to pay for it. In some cases, drivers simply don’t want to pay for it.

If you’re involved in a car crash that wasn’t your fault, it’s pretty easy to get some compensation from other drivers. In most cases, insurance will pay for the damage to your vehicle and medical bills related to the accident. You won't have to pay any deductible up front, and you can also make a claim against their provider for additional expenses like lost wages or property damage if they caused an incident on the road. Car insurance companies in the United States don't offer good deals though; despite relatively higher premiums than many other countries, US car insurance companies still manage to make fairly large profits every year.

If you have car insurance, you will be protected financially if you are involved in a crash. No matter what kind of car and no matter where the other driver is from, it is likely that the insurance company will help pay for the damages. They will do this either by paying directly or reimbursing you for your costs.

That goes to show just how important it is to have good vehicle insurance - otherwise you end up like this woman . Fortunately, she was able to get a settlement from her insurance company when she got on her feet again, but sadly there are thousands of Americans who do not receive the same assistance.

There are some countries, like South Africa, where driving is practically free. In these kinds of countries there isn't the kind of incentive to drive which exists in the US. It is far cheaper to use public transportation and not drive if you want to save money on everything from gasoline to insurance payments.

But sometimes people will drive even if it's cheaper not to. That's why the amount of cars on the road is so high - they must have an incentive too!

There are some countries where driving is completely free . If you live in one of these countries, it's only natural to wonder why so many people have cars. If it's free, why bother paying for a car and insurance?

In the United States, most people are used to driving around their city or state. This makes sense since they would not be able to get anywhere if they had to pay for each trip. There are also a lot of people who desire the freedom which comes with owning a car and driving it wherever they want.

In some countries there is no need for car insurance because you don't need to own a vehicle and would not be allowed on the road without one anyway .

Conclusion

Driving is a requirement if you want to do anything in the United States. Even if you have a valid driver's license, you will often need to drive to get to work, go to the grocery store, or head out of town. It’s important that you choose an insurance carrier that provides affordable car insurance coverage for you or your family.

Many individuals do not understand how car insurance works, and this can cause them difficulty when dealing with injury claims after an accident. If you or a loved one has been hurt in an accident because of another driver’s negligence, contact our Bennington office today at 802-234-0800 for a free consultation and review of your case.