Discount Health Benefits Plans: A Sensible Alternative To Traditional Insurance Plans

The health insurance plans that most Americans rely on to ensure they can afford medical treatments at the time of an emergency are expensive. And though there's a great deal of hope that the Affordable Care Act will provide a cheaper option in the future, for now, people are left with no choice but to continue paying exorbitant premiums that don't guarantee top-tier coverage.

This blog post discusses how companies like Anthem Blue Cross and Aetna offer discount health benefits plans as an alternative that lets consumers reduce their costs and still receive quality care in areas like emergency services and pharmaceuticals.

Simply put, these plans help people who aren't interested in the high costs of a traditional health insurance plan to get great coverage in exchange for lowering their premium payments.

See The Affordable Care Act Is On Its Way To Helping More People For Less Money: Our Analysis Of Anthem Blue Cross' And Aetna's New Plans [Insurancenewsdaily]

It's an approach that has been proven successful since its introduction in the 1990s, and one that could be particularly helpful for people who are middle-income but who have incomes too high to qualify for Medicaid. And while these types of programs are not universal, states can decide whether or not to voluntarily implement them.

In some cases, this could be a good alternative to using the ACA's marketplace to determine what type of coverage an individual needs.

For more information, check out our article on how the Affordable Care Act can help you find affordable health insurance. [Learn More]

Continue Reading… Click Here To Read... Discount Health Benefits Plans: A Sensible Alternative To Traditional Insurance Plans (4) - Article Source: http://EzineArticles.com/9341731 This article is published in-line with Amazon Kindle eBook publishing Bottom line, medical benefits and group plans often include a substantial portion of premiums instead of deductibles, coinsurance and copays. By December 31, the team will have released their first-ever iPhone app. Click Here To Read More...

Title: How To Get The Best Discount Health Benefits Plans In Your State

Website: http://www.newhealthinsurancetoday.com/11/how-to-get-the-best-discount-health-benefits-plans.html

Excerpt from Article: The Affordable Care Act has made it possible for many citizens to find affordable health insurance, but it's not always an easy process to navigate. In states that aren't expanding their Medicaid coverage through Medicaid expansion Obamacare, there are still several other options available to those who need health insurance and can't afford another plan.

For individuals who are self-employed or have a multi-income situation, they stand to benefit from using medicaid and the programs that it offers in their state. While some plans may require that you pay a copay for your medical needs, other alternatives offer free or low copays for certain categories of care. Often, these plans offer catastrophic coverage as well, which can help you manage medical expenses that are related to accidents or illness if you're unable to get them under a traditional health insurance plan.

Learn More... Click Here To Read... How To Get The Best Discount Health Benefits Plans In Your State (4) - How To Get The Best Discount Health Benefits Plans In Your State (3) - Article Source: http://EzineArticles.com/9341731 This article is published in-line with Amazon Kindle eBook publishing Bottom line, medical benefits and group plans often include a substantial portion of premiums instead of deductibles, coinsurance and copays. By December 31, the team will have released their first-ever iPhone app. Click Here To Read More...

Title: Are Health Benefits Plans A Good Way To Save Money?

Website: http://www.hspolicy.org/are-health-benefits-plans-a-good-way-to-save-money/

Excerpt from Article: Are health benefits plans a good way to save money? That question is asked by people every day, and it can be an easy question to answer once you learn more information about how insurance companies work. The truth is that health benefits plans are a good way to save money, but you need to make sure that you are aware of all of the details before purchasing one of these policies.

It's also important to understand that you may not pay less money for health benefits than you would with a traditional insurance plan. Your individual plan will vary because the plans that are available are dependent upon your current situation.

Read More... Click Here To Read... Are Health Benefits Plans A Good Way To Save Money? (3) - Article Source: The Journal of American Osteopathic Association Are Health Benefits Plans a Good Way to Save Money? Excerpt from article: When it comes to buying health insurance, some consumers prefer a discount health benefits plan rather than a traditional insurance policy. In addition, the plans may leave out some major categories of care, like prescription drugs or preventive care. But the plans are not without their risks and benefits, and consumers should consider applying for them carefully.

Read More... Click Here To Read... Are Health Benefits Plans A Good Way To Save Money? (2) - Article Source: The Journal of American Osteopathic Association Are Health Benefits Plans a Good Way to Save Money? Excerpt from article: When it comes to buying health insurance, some consumers prefer a discount health benefits plan rather than a traditional insurance policy. In addition, the plans may leave out some major categories of care, like prescription drugs or preventive care. But the plans are not without their risks and benefits, and consumers should consider applying for them carefully.

Read More... Click Here To Read... Are Health Benefits Plans A Good Way To Save Money? (1) - Article Source: The Journal of American Osteopathic Association Are Health Benefits Plans a Good Way to Save Money? Excerpt from article: When it comes to buying health insurance, some consumers prefer a discount health benefits plan rather than a traditional insurance policy. In addition, the plans may leave out some major categories of care, like prescription drugs or preventive care. But the plans are not without their risks and benefits, and consumers should consider applying for them carefully.

Title: How Are Discount Health Benefits Plans Different From Traditional Plans?

Website: http://www.insuringhealthonline.

Conclusion of Article: A discount health benefits plan is different from a traditional insurance plan. The most obvious difference is that the cost of your policy is cheaper. Instead of paying a lot for your coverage, you will receive a discount on the cost of the plan as well as less expensive copay and coinsurance requirements. Another difference between these types of plans and traditional policies is that they often cover fewer medical services. If you are looking for additional coverage for your prescriptions or preventive care, you may need to purchase additional coverage with your discount health benefits plan.

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