From For Sale to Sold!

Ready to sell your home? You’ll need a real estate agent to get the job done. Whether you are a first-time homeowner or an experienced investor, these tips will help ensure that you find the right agent and close on your desired home with minimum hassle.

Whether you are a first-time homeowner or an experienced investor, these tips will help ensure that you find the right agent and close on your desired home with minimum hassle. If this is your first time buying or selling, it may be difficult finding an agent that is willing to work with inexperienced buyers and sellers. Experience can lead to higher referrals which may make it easier for that person in the future if they have experience working with agents from more established firms. That being said, you can find a good agent if you are persistent.

Before choosing a real estate agent, think about the benefits and drawbacks of each type. Your agent should be someone who you trust with your most important asset – your home! You can choose between listing/selling agents: Real Estate Agents: These professionals have been working in the industry for several years and have actually sold houses before. They must be licensed to sell or buy property in the states that they represent. Real Estate Brokers: Brokers are not required to be licensed in any state but usually meet the standards of Realtors in their specific profession. Brokers can sell or buy property without ever being licensed.

Ask your agent what they charge. This will help you determine if they fit into your budget. If you are selling and need a fast sale, make sure that your agent is familiar with the current market and can sell quickly. Remember that there are many different types of real estate agents such as residential, commercial, luxury, rural and agricultural; each with their own specialties. If you aren’t familiar with these terms it may be helpful to talk to an experienced Realtor for tips on finding the right agent for your needs.

You should also ask the amount of time that it takes to sell a home in your area. This can give you an idea of the average length of time it takes to sell a home and if you are willing to wait for the right buyer.

When you have found an agent that might be a good fit for your needs, have them come out and perform a market analysis. They will look at comparable homes nearby, check on recent sales and trends, and determine a current value of your home. This will help you determine how much you can expect to sell your home for.

Once you have chosen an agent, they will want to know the condition of your home before they show it to anyone. The agent may require that you make repairs or changes in order to draw more interest. If you have made updates or have done any improvements to your house, they will most likely want you to show it as is so they can make an accurate estimate on how much your home is worth. The agent will also need to make sure that the home is in the right condition for showing and won’t need much modification.

When preparing for your next home purchase, ask friends and relatives if they know of any agents that might be a good fit for you. It may be helpful to ask for referrals from people who are currently using an agent that knows what you are looking for. Making a few phone calls should help you find the perfect real estate agent!

The average price of a U.S. home in 2007 was $216,000.

The typical American family has a budget of $ 200,000 for a home.

By Lisa Wells from Ottawa Canada ( 18 December 2008)

http://www.moneycrashers.com/articles/get-homeowners-insurance/

You may also find the following links useful: http://www.floridahouseofrealtors.com/ http://www.ftb.ca.gov/forms_pubs/f101b1a.shtml http://www.erinet.com/index.jsp http://www.realtor.com/ http://www.houselogic.com/ http://www.homesaversdirections.com/

http://www.homebuyersbibleonline.com/ http://www.mortgagechoiceusa.org/introduction-to-mortgage-information-exchange/homeownershipmunicipalbondsissuesandcorporatestructureservices http://www.efs.org/ http://wiki.answers.com/Q/What_is_the_average_mortgage_rate http://www.got-a-mortgage.com/Overview%2Bof%2BMortgages.htm http://mortgagebloggerpro.com/all-about-mortgages

http://www.cohousingnetwork.org/?page=getassociations http://www.cohousingnetworkonline.org/ http://www.cohousingconference.org/ http://gothamist.com/2008/11/10/photo_for_story.php

http://www.timberlinesuccesstvshow.com/ http://www.redwoodsystematicservicesgroupinc.biz http://environmentalconsultingnetworkofnevada.com/index2.htm

http://www.msaa-architectsville-nc.com http://www.westpeaksj.com/content/node/53 http://www.southamptoncountyrepublican.org/

http://www.fibreworksummit.com/catalogs/ http://www.cbsnews.com/video/?id=8264746n http://msnbcmedia.msnbc.com/_news/2009/02/05/3485146-consumer-reports-accredits-coal-fired-powerhouses-for http://www.aspenhomesunlimitedfiberneticservicescompanyincorporatedllc.org

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Conclusion

As this book has shown, it is not that hard to get a loan. However, you do have to keep in mind the following things: (1) Your credit score affects your loan eligibility. (2) You must be able to document income and employment; (3) You must be able to secure a cosigner/guarantor. The following are some good resources that will help you find the right lender:

• National Foundation for Credit Counseling – 1-800-388-2227 • Consumer Credit Counseling Service of Greater Washington – 1-800-967–5757 • Sunshine Loans – 1-888·812·3240

http://www.cfcc.