4 Great Visa Rewards Cards

 

 4 Great Visa Rewards Cards


If you're ready to explore the world, but don't want the hassle of exchanging currencies, a good Travel Rewards credit card is essential. You'll be able to use it anywhere in the world, and it will make your trips cheaper by rewarding you with points every time you spend. It's pretty convenient considering how many ways there are to earn points these days - even if all you do is shop online!

We've searched for the best credit cards for travel rewards that are available right now. Not only do we have some of the best points partners, but we also have a list of the best card for travel rewards.

Before diving into the list, I recommend reading our article on why you need a good cash back credit card and/or why you should never use a credit card for purchases. We have some recommendations here.

4 Best Visa Rewards Cards

The following credit cards have the best rewards in their respective categories. If you want to learn more about these cards, read on.

1. Chase Sapphire Preferred Credit Card: 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® 2.0 Redemption Rate: 1 point = 1 cent when redeeming for travel through Chase Ultimate Rewards® or Amazon.com

2. Chase Sapphire Reserve Credit Card: 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® 2.0 Redemption Rate: 1 point = 1 cent when redeeming for travel through Chase Ultimate Rewards® or Amazon.com

3. United MileagePlus Explorer Card: 60,000 miles after spending $2,000 on purchases in the first 3 months from account opening $0 introductory annual fee for the first year, then just $95 Annual Fee: $0 Intro APR (purchases only) then 16.24%, 22.24% or 29.24% Variable APR

4. Bank of America Travel Rewards Credit Card: 25,000 points after you make $1,000 in purchases with your new Card within the first 3 months of account opening $0 Annual fee No foreign transaction fees Redemption Rate: 1 point = 1 cent when redeeming for travel through Bank of America's online portal or through the bank's travel center or by calling 888.222.9783

Best Cash Back Visa Cards

Cash back credit cards also offer great rewards and make spending money easier on your wallet. The problem with cash back cards is that they usually only reward you on purchases, meaning they are less useful when it comes to specific categories like dining, groceries, or gas. However, a few cash back cards do reward you on specific purchases, which are great rewards credit cards if you are looking to save money without getting points.

1. American Express Blue Cash Preferred Credit Card: 6% cash back at US supermarkets up to $6,000 per year in purchases ($12,000 if you're a Target shopper), 3% cash back at US gas stations and select US department stores, 1% cash back on other purchases $95 Annual fee No foreign transaction fees Redemption Rate: 1 point = 1 cent when redeeming for travel through American Express Travel or by calling 888.297.7377

2. American Express Blue Cash Everyday Credit Card: 6% cash back on US supermarkets up to $6,000 per year in purchases ($12,000 if you're a Target shopper), 3% cash back at US gas stations and select US department stores, 1% cash back on other purchases $95 Annual fee No foreign transaction fees Redemption Rate: 1 point = 1 cent when redeeming for travel through American Express Travel or by calling 888.297.7377

3. CitiBusiness / AAdvantage Platinum Select MasterCard: 5% cash back on US gas, select department stores and online advertising purchases, 2% cash back at US supermarkets up to $6,000 per year in purchases ($12,000 if you're a Target shopper), 1% cash back on other purchases $0 No annual fee Redemption Rate: 1 point = 1 cent when redeeming for travel through American Express Travel or by calling 888.297.7377

4. Capital One Venture Rewards Credit Card: Earn unlimited 2X miles on every purchase and pay no annual fee for the first year Redemption Rate: 1 mile = .01 cent when redeeming for travel through American Express Travel or by calling 888.297.7377

4 Best Visa Rewards Cards: Giveaway

The following credit cards have the best rewards in their respective categories. If you want to learn more about these cards, read on. One of these cards could be your next great travel rewards card. The winner will be drawn November 2nd! Good luck!

1. Chase Sapphire Preferred Credit Card: 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® 2.0 Redemption Rate: 1 point = 1 cent when redeeming for travel through Chase Ultimate Rewards® or Amazon.com

2. Chase Sapphire Reserve Credit Card: 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® 2.0 Redemption Rate: 1 point = 1 cent when redeeming for travel through Chase Ultimate Rewards® or Amazon.com

3. United MileagePlus Explorer Card: 60,000 miles after spending $2,000 on purchases in the first 3 months from account opening $0 introductory annual fee for the first year, then just $95 Annual Fee: $0 Intro APR (purchases only) then 16.24%, 22.24% or 29.24% Variable APR

4. Bank of America Travel Rewards Credit Card: 25,000 points after you make $1,000 in purchases with your new Card within the first 3 months of account opening $0 Annual fee No foreign transaction fees Redemption Rate: 1 point = 1 cent when redeeming for travel through Bank of America's online portal or through the bank's travel center or by calling 888.222.9783

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Conclusion: The Best Rewards Credit Cards

There are so many rewards credit cards out there it can be difficult to differentiate between them. We've picked four of the best rewards cards based on their points and miles bonus, annual fee, redemption rate, and perks.

The first card is the Chase Sapphire Preferred® Card, which is a great rewards card for any spender that wants to travel. The card offers 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening – that's $625 toward travel when you redeem through Chase Ultimate Rewards® or $500 when redeemed for cash back.

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